ronaldo has left 238 comments

ronaldo comments on Acorn and the Housing Bubble

vinod Nov 21, 2009 20:11 The (government) taxpayer does support CMHC as the lender of last resort. In other words when CMHC runs out of money the taxpayer pickups the bill. As when CMHC did run out of money in the last housing crunch in Canada in the 80's and CMHC was taking back 42,000 houses a month and could not handle the financial payouts, the (government) taxpayer stepped in with cash.. CMHC held the foreclosure inventory off the market and just fed a limited amount to the market at any given time so as not to drag down the existing house prices. Took years to feed them all back onto the market and get rid of the inventory. CMHC is only profitable when times are good and they have thousands of dollars rolling in from each house that is a CMHC high ratio loan and not many foreclosures. But given a housing crunch like the 80's when people just walked away from their houses CMHC does not have sufficient cash reserves to handle the magnitude of the cash outlay and the "good old taxpayer is on the hook again" and picks up the tab.

ronaldo comments on Acorn and the Housing Bubble

Vinod Nov 14, 2009 18:17 A real sweetheart deal for the banks, getting the taxpayer (CMHC) to guarantee that the bank will never loose money on these mortgage loans. Ad that to the fact that the banks also get the taxpayer to pay the interest on bank deposits and its win, win, win for the banks.Whoever had enough intelligence to create a bank was absolutely brilliant. Just think how much thought it took to create an organization that was impossible to fail.

ronaldo comments on Health insurance.

Can any of our PBH people give us any web sites for health care insurance in Colombia?

ronaldo comments on Circling Sharks Smell American Blood

Time is running out in this financial mess. Who is going to pay the unbelievable amounts of TRILLIONS of DOLLARS in debts? The 17% that are unemployed? The 45% that has a minus for their net worth? The 25% that used to be the middle class whos jobs have been exported to Asia? The 8% professional high earners? The 5% super rich who own 90% of America? There is no one else? The worst is yet to come. The people who were paying all the bills (taxes)(the debt) before are struggling to pay their own bills and don't have any money to pay the bills (taxes)(debt) that are required to pay the trillions dollars in debt. They have either lost their jobs, closed the plant where they worked, had their wages cut. The food banks are real busy these days. For some people today it is not "what are we going to put on the table for dinner" but "do we have anything to put on the table for dinner". Happens more often than you think. Seems to me there are only three solutions, print more money which solves nothing an only increases the problem, declare bankruptcy but that still leaves you with the debt, or cancel the debt altogether. My choice, cancel the debt. Do you want not only your children but your grandchildren's, grandchildren to be paying for your debt? I think if you were to age the existing debt you would find that we have not paid for ww2 yet, that is 65 years ago and we still have not paid off the debt. Talk about economic slavery. So anyone who agrees with me please press ENTER on the key board on your computer and the debt is gone, because you understand that is how it came to be in the first place, WITH A CLICK ON A KEY BOARD. No money was ever put up to create this incredible debt it was all CREATED BY THE CLICK ON A KEYBOARD. THERE IS NO SUCH THING AS MONEY ONLY THE PERCEPTION OF IT. I am afraid that we have "killed the goose that laid the golden egg".

ronaldo comments on British Army tells its soldiers to bribe Taliban with 'bags of gold'...

Is it actually possible that we can get any dumber than this?

ronaldo comments on Federal deficit sets October record of $176.4B

vinoid Nov 15, 2009 13:19 tasco66 Nov 15, 2009 15:43 Could either of you two Gentleman please tell me where the US Government is going to get the 177 billion from? jb fastpitch Nov 13, 2009 17:56 You say "This is part of a fascist game plan to destroy capitalism in the US and redistribute wealth." How possibly can a deficit redistribute wealth from the rich and give it to the poor. Every statistic will show you that the rich are getting richer and the poor are getting poorer, with a diminishing "middle class". Surely you don't think redistribution of wealth is the transfer of money from the poor to the rich?

ronaldo comments on Tomatoes are lovely

RAAAY Nov. 14, 2009 02:06 If you are wondering why tomatoes taste so good in Colombia it is because they are not GASSED. Tomatoes are GASSED twice in the US, they are picked green and GASSED once with ETHYLENE (C2H2), a petroleum product, to make them ripen ALL at the same time, plus it retards the ripening process for up to four weeks. Then they are gassed with (CO2) to make them ALL the same color, a bright red. Those beautiful looking tomatoes in US supermarkets could be four to six weeks old before you even take them home. That is why they rot so quick, plus never store tomatoes in the refrigerator. They should not be subjected to temperatures below 55 degrees, so leave them out of the refrigerator. So if you don't enjoy the taste of eating oil and carbon dioxide, then enjoy a Colombian tomato with real rich flavor. VIVA COLOMBIA.

ronaldo comments on Acorn and the Housing Bubble

vinod Nov 14, 2009 10:37 These loans were all mortgage loans that you are talking about, what mortgage loan would the bank make that was unsecured? Since you say the Canadian Banks are the best managed in the world today and since you worked in a bank most of your working life would you be kind enough to tell me what is the "reserve ratio" for a Canadian Chartered Bank in Canada today? It would be interesting to compare the Canadian "Reserve Ratio" to the US "Reserve Ratio".

ronaldo comments on The "Costs" of Medical Care

Chriscan You are correct the USA spends just 1% less on social programs than does Canada, yet some people in the USA think that Canada is what they call a "socialist country". Most people think that the USA is the home of Capitalism, but the USA is also home of the largest "social program' on this planet. Its called the Education System. No where on earth is there more transfer of wealth from one person to another than in the education system in the USA.

ronaldo comments on The "Costs" of Medical Care

scumbuster: I did some of your research for you. Cancer survival rates for ALL CANCERS in USA for women is 61% Cancer survival rates for ALL CANCERS in CANADA for women is 58% Cancer survival rates for ALL CANCERS in USA for men is 57% Cancer survival rates for ALL CANCERS in CANADA for men is 53% USA leads the way with 3% better for women and 4% better for men. You were absolutely correct. .

ronaldo comments on The "Costs" of Medical Care

scumbuster: I hope you are doing your research. Here is another couple of great discoveries: Canada Sir Frederick Grant Banting and Dr. Charles Best Nobel Prize for Medicine 1923 Discovery of Insulin Has saved countless millions of lives worldwide. Scotland Sir Alexander Fleming Nobel Prize for Medicine 1945 Discovery of Penicillin This man has saved more lives with penicillin than all the other drugs put together. AND NONE OF THEM DID IT FOR PROFIT.

ronaldo comments on Report: Cash for Clunkers was a lemon

GregYohn Nov.8, 2009 08:28 Post You asked the question " How many refused the program and bought the car anyway?" ANSWER: None, Zero, Nada When it comes to PRINCIPLES............CASH in the pocket rules.

ronaldo comments on The "Costs" of Medical Care

scumbuster post Nov 5, 2009, 17:28 You have claimed in your post that the Citizens of the USA pay for all innovation in medicine and have the USA has "all the cutting edge of technology" and "the best treatment in the world". In responce to your post of the above noted date and time, I would like to inform you of a few facts. This is not intended as a put down, just facts. You mentioned advancement of treatment in your kidney stone, of shock waves to break up your kidney stones. This procedure is called Extracorporeal Shock Wave Lithotripsy or ESWL. This procedure was not developed in the USA, but in fact developed in 1980 in Germany by Domier Medizintechnik GmbH. So you can thank the Germans for the invention of the treatment of your kidney stone. You also mentioned Magnetic Resonance Imaging, MRI and implied that the USA developed ALL modern medical equipment in the world. The FATHERS of Magnetic Resonance Imaging or MRI, are Paul Lauterbur, a Professor of Chemistry at the Mellon Institute in Pittsburgh, Pennsylvania and Sir Peter Mansfield, a British Physicist at the University of Noddingham in the UK. The Mellon Institute is a nonprofit Foundation and the University of Noddingham is a Royal Chartered University, meaning it belongs to the people of the UK (which is a "socialist" institution). So the modern MRI was created by a nonprofit Foundation and a foreign "socialist institution" and not by the American Medical Community. Paul Lauterbur and Sir Peter Mansfield both shared the NOBEL PRIZE for MEDICINE in 2003 for their joint contributions to the development of the modern MRI. There are a number of countries throughout the world who contribute through R&D to the well being of all of us and not just the USA. On a global scale the USA is not the biggest contributor as you have suggested. Now as far as having "all the cutting edge technology" and "the best treatment in the world" you might try to explain with all this advantage over other countries why the USA has 45 other countries that are ahead of you, as the USA is number 46 on the list of countries for Infant Mortality Rates*? Why with "all the cutting edge" and "best treatment in the world" does the USA slide to 46 place. Even Cuba who has a dreaded "socialist medical system", a country that the USA has been trying to destroy for the last 50 years through economic and material sanctions (no fuel, no fertilizer, no pesticides, no medical equipment, no drugs etc) and even failed attempts of assassination of its leader (illegal by the way under USA law) is ahead of the USA? FURTHER, there are 49 other countries who's citizens could dance on your grave as the USA is in 50 place for Life Expectancy* in the world. Is it not logical that with "the cutting edge technology" and "the best treatment in the world" that your life expectancy would place you as number ONE? *CIA World Factbooks, 2009 Edition.

ronaldo comments on The "Costs" of Medical Care

The "Costs" of Medical Care By Thomas Sowell Thomas Sowell talks a lot about "shifting costs, high costs of medical education, doctor costs" and a lot of other "costs" and rhetoric of others who would claim to be able to lower these "costs", but what Mr. Sowell does not talk about is the actual value of his own rhetoric in terms of dollars. Lets have some examples showing the real COST of medical care and the revenue generated by providers. Without these factual dollar numbers the rest is all just, if I may borrow the term from Thomas Sowell "rhetoric".

ronaldo comments on TECHNOLOGY QUESTION?

aussie32 Thanks for the information, I'll try to locate some of same this week and give it a try. Let you know the result. Thanks again for your taking the time to respond.

ronaldo comments on TECHNOLOGY QUESTION?

lpdiver: It is for bathroom tub enclosures, namely, the showerfold series, nylon rollers roll (slide) on anodized aluminum extrusions. Mostly to make them roll (slide) smoothly without drag. Does that help?

ronaldo comments on Peso/Pound Trends

The US is the biggest economy in the world and when they are in big trouble, which they are regardless of what they tell you, it affects every other country. We are all inter-dependent today like an ego-system. The fleecing of America, by big corporations, this time has been so massive and devastating that you will not see any resemblance to normal for a decade (10 years) and maybe longer. And add to the fact that they have put the thieves in charge of the recovery. Same Old, Same Old system. And just wait, when the economy has fully recovered they will do it all over again. BOOM, ROB, BUST.

ronaldo comments on Monarch Butterfly migration

They start their migration from Ontario Canada and fly across one of the great lakes, Lake Erie, on their incredible journey of 3,000 kilometers to their feeding grounds in the volcanic mountains of central Mexico. They do a round trip every year an incredible 6,000 kilometers round trip.This migration is is because of their food sources. They only eat Milkweed which has a poison, cardiac glycosides, which does not affect them and is found in abundance in Ontario, Canada and the volcanic mountians of central Mexico. Unbelievable.

ronaldo comments on Peso/Pound Trends

When I first came to Colombia the exchange rate for one US Dollar was: 1 USD = 3,000 COP Todays rate is: 1 USD = 1,846.5 COP A drop in value for the USD of about 38.9%. I believe that the USD will go lower. Don't be surprised to see 1 USD = 1,650 COP All other currencies will follow.

ronaldo comments on Buy Avianca flights without the gringo tax

viajero123 Thanks for the dollar numbers. Very clear and easy to follow. THANKS AGAIN

ronaldo comments on Buy Avianca flights without the gringo tax

viajero123 Give us an example. I would need a R/T ticket from BOG to PEI. Depart 10 November - Returning 24 November. Dates are flexible. Please show me the difference using your service. I am sure that other PBHer's would be interested in the results. Thanks.

ronaldo comments on

As the saying goes."Baseball, 10 minutes of excitement packed into 4 hours of playing"

ronaldo comments on What's So Great About Private Health Insurance?

Do your children a favor and forget this mumbo jumbo plans they are dealing with in Congress and go straight to the single payer system. Set it up, after examination of models for other single payer countries AND NOT any participation of the private sector insurance companies at all. Best legacy that you can leave your children. It's about your children and your grandchildren, not you stupid.

ronaldo comments on Retitled: To Duck the Left or Veer to the Right? A True Tale of Two Houses.

gs Big Money Pharmaceutical Companies..............where did this come from? There was no mention of this in my post? SINGLE PAYER COUNTRIES negotciate cheaper prices for all drugs for their citizen, some less than 1/2 price or even less, than US costs. I agree with you about "sick care". You don't have "Healthcare" in the US you have "Medical Insurance", a big difference. Healthcare requires preventive medicine before you get sick and Medical Insurance treats you after you get sick. With your regard to your post of 06 October 2009 23:12 about you paying for the "dirtbag", as you call them, eating the fried chicken and twinkies and never exercises. This is more of an educational process to teach people to eat right. As far as paying for this "dirtbag" chances are someones grandmother, or childless couple could probably say the same thing about you. You see you never paid for your education "(other peoples money) socialized education" did. So bringing your 07 October 2009 05:18 post of your own words "no work, no eat" would you apply the same criteria to yourself and say "no pay, no education"? Now is your chance to prove to all PBH'ers that you truly believe in your own statements that you do not believe in "entitlements" "socialized anything" "freebees", but strictly pay your own way philosophy. You can do that by telling us all that you are going to go to the school boards that provided your "freebe" "socialist" education and write them out a check for the true cost of your education. Please advise us when you plan on doing that?

ronaldo comments on Retitled: To Duck the Left or Veer to the Right? A True Tale of Two Houses.

gs I would suggest that you change part of your title from "A True Tale Of Two Houses" to "A Fairy Tale of Two Houses". I would also suggest to Sara Hudson that she spend her time running for some elected government position and changing the system from within, rather than wasting her time writing such dribble. Governments are not by any means in the construction business and don't build houses nor sell them to private citizens. Habitat For Humanity is the closest thing to housing with the assistance of government for low income people. They build houses globally with donated labor. gs in your post the press release for Center For Independent Studies indicated that "northern people could raise the money independently of banks and build their own houses", I was curious how to do that so I have emailed Sarah Hudson at the Center For Independent Studies for an explanation. Will post her reply here for you all to see. Sorry to tell you but I do not agree with gs, katwhiskers and lpdiver posts here. I am a strong believer in the single payer system as the only way to go for health care. You all may be hung up on labels used by vested interests to convince you of the evils of the dreaded "socialized medicine" "government bureaucrats deciding what doctor you can see" and all the other BS that they spew. You all throw around terms like "leftism" and "entitlements" without giving them much thought. So just think about it for a minute, next time you have a problem don't phone that socialized police department in your community, and when your house catches on fire don't call the socialized fire department cause they are all "leftie" organizations paid for collectively by the community and you don't want any "entitlements". So you see there are a lot of things that can and should be done collectively for the good of all the people living in the community regardless of what "label" you hang on it. Health Care for everyone is one of them. AND, YES HEALTH CARE IS AN ENTITLEMENT FOR EACH AND EVERY CITIZEN. What more proof do you need than to just look at your Congressman and Senators of the US, they think it is a great system and they ALL VOTED it for THEMSELVES and THEIR FAMILIES, all paid for by "socialist (other peoples money) dollars". Would you please tell all the PBH'ers why it is good for them and not for you?

ronaldo comments on why you AMERICANS put up with this shit

Tipping was born in good old England centuries ago by the Aristocrats who wanted to impress a lady so he could get into her pants. So, it is all you Brits fault. Personally I think it is an a-hole idea. Just think about it for a minute, I go in a nice warm restaurant and have a $25 meal and leave 20% tip $5. The waitress leaves the restaurant and heads for home in her car and stops at a gas station to get $25 worth of gas from my son who works pumping gas at the station. Its 25 degrees below zero, there is a 40 mile an hour wind and my son pumps the gas into her car while freezing his ass. The waitress gives my son $25 and drives away. Did he not provide as much service for her, or more, as she did for me in the restaurant? Why is she entitled to $5 for her service and my son gets nothing? The whole thing is stupid. So, I am going to tell you a secret for tipping. When I go into ANY restaurant where tipping is common practice I simply say very seriously "Before I order anything I would like you to know that my beliefs do not allow me to tip, is that going to be a problem?" And I have never had one problem and do not tip ANYONE.

ronaldo comments on What's So Great About Private Health Insurance?

HERE IS AN EASY SUMMARY OF THE DIFFERENT HEALTH CARE (MEDICAL INSURANCE AS YOU CALL IT IN THE USA) SYSTEMS IN THE WORLD. For all you people living in the United States who oppose the single payer system for health care and who will die THREE YEARS earlier than people in the single payer health care system countries and also will loose more of your children through infant mortality than some countries which you consider third world countries, its time to look at the facts without the BS handed to you by vested financial interests in the US system. Why don't you simply do this.............get the same "socialist" health care plan that your Congressman and Senators have voted for themselves? They think it is great for themselves and their families. Are they a special kind or class of American Citizens that makes them "entitled" to it and you are not? They vote for it for themselves and their families and vote against it for you. Anything wrong with this picture? Wake up.

ronaldo comments on FINCA FOR RENT NEAR PERIERA

RAAAY and Peter: Just discovered these two posts now. 10 October 2007.................hardly late at all. I just did another post and was checking it out. Sorry about that.

ronaldo comments on FINCA FOR RENT NEAR PERIERA

RAAAY: Rental rates are determined by the number of people occupying the finca and the duration of the rental period. Peter: Will send pictures in next few days.

ronaldo comments on Eight Years After 9/11: Why Osama bin Laden Failed

Ipdiver: Anyone who can walk and chew gum at the same time could have found Escobar...................cost, about the cost of a call to information, but no doubt the good old USA could inflate it to hundreds of millions, Hmmmmmmm....I wonder who get the change from a .25 cent call to hundreds of millions. Did Dick Chaney bid on this contract? Escobar was very visible. Chances are you could have found him in the phone book.

ronaldo comments on Eight Years After 9/11: Why Osama bin Laden Failed

lpdiver September 18 Post No, I don't know how many hundreds of millions of dollars the good old USA spent looking for someone in Medellin, but if they did it is just another one the the good old USA's f - - - ups. Which there are many. But as far as not finding Osama after seven years of looking and after spending TRILLIONS OF DOLLARS is absolute bullshit. I, and I assume the other people reading this post, would just love to get our hands hundreds of millions of good old USA's dollars to find someone in Medellin...................man, talk about a wonderful life, I could look forever and never find this elusive person...................BRING IT ON.

ronaldo comments on Obama's healthcare reforms: A British perspective

miamimike September 14th Post Right on miamimike, you hit the nail on the head. Ronaldo.

ronaldo comments on Obama's healthcare reforms: A British perspective

RAAAY "As it is, if you don't have coverage, but have a problem, all you need to do is go to the emergency room. You will be looked after. Who pays?..............The taxpayer." RAAAY........exactly how does the taxpayer pay for this?

ronaldo comments on Eight Years After 9/11: Why Osama bin Laden Failed

"Eight Years After 9/11: Why Osama bin Laden Failed" Whoever wrote this article must be nuts. Osama bin Laden made the world send TRILLIONS OF DOLLARS on security every year. To date we have spent over 8 TRILLION DOLLARS on Spy Agencies who can not even deliver Osama up to us or tell us where he is. "al-Qaeda comprises of a couple of hundred desperate men" well, wahoo, our mighty world powers with thousands and thousands of troops in the battlefield and can't deal with "a couple of hundred desperate men"................man, we are in deep trouble.

ronaldo comments on Cheap ways to call Colombia from the U.S.

Tell me with Orbitel do you have a monthly charge for their service and do you have to pay for a pin? What are the total charges you have to pay each month without the per minute charges?

ronaldo comments on SWEDEN GOT IT RIGHT - GM - GET LOST

miamimike: You are right, Saab and Volvo are great cars.

ronaldo comments on

Whitewidow You did not answer the question of "Who would own the Real Estate that you say they bid on"?

ronaldo comments on SWEDEN GOT IT RIGHT - GM - GET LOST

pow wow: Whatever the market can assume in production of cars will not change no matter what happens. So the amount of unemployed workers will be the same either way. They made the right decision in Sweden because the government is run for the people not the CORPORATIONS as is the case in other countries.

ronaldo comments on SWEDEN GOT IT RIGHT - GM - GET LOST

Clyde: You are assuming that they wanted the electric car.............THEY DIDN'T. They wanted it gone and forgotten. Why would the auto manufactures want to upset the gravy train that they have going now? The automobile manufactures buy parts for six bucks and sell them to you and me for $130. With a markup of up to 1,500 percent on "Available Options" on all models. With no competition in the business and only collusion, why change anything.

ronaldo comments on

There is no need to "Nationalize" the banks. Just remove the "Creation Of Credit" from these private banks and return it to the "people". Leave all the banks in the business of banking, just remove this one thing from the banks and close the Federal Reserve System.

ronaldo comments on

Gringoloid You are right, if he is alive the CIA is keeping him that way and if he has kidney failure, probably supplied him with the best kidney dialysis machine money could buy. If he is dead they are doing everything in their power to present an image that he is alive and well and leading the onslaught against America. Ben Laden is too valuable to actually find, either dead or alive.

ronaldo comments on

Since 9-11 the with amount of money spent on intelligence, it is a financial and intelligence impossibility that we don't know exactly where Bin Ladin is and has been since 9-11. Ben Ladin is a very valuable tool for the Industrial Military Complex as he provides a necessary enemy that the IMC needs to sell their wares. Avoidance of his capture is more the reality of the Ben Ladin story.

ronaldo comments on

Yes, I realize it was from the article. Terrible article from an outfit such as CNBC, its absolute rubbish.

ronaldo comments on

Whitewidow Who would own the real estate that you say they bid on?

ronaldo comments on

When there are a lot of foreclosed properties they are held and "fed" onto the market at a rate that tries not to damage what there is of the regular existing market. I don't get your comments from "What does it mean?" on. Banks do not bid at auction to buy any real estate, who would own the properties that they bid on? And what possible reason could they want to acquire more real estate? Banks have two kinds of mortgages, conventional where they carry the mortgage themselves at their own risk and if they have to foreclose the title is vested back to the bank by the courts. The bank is then free to sell it at what ever price they want. The other is an insured loan where the loan is insured by a third party and if the bank has to foreclose on this type of property the title is again vested back to the bank by the court and the insurance company pays the bank for the balance outstanding and takes possession of the property. In both cases the BANK CAN NOT LOOSE. If they put out a conventional loan for example at $300,000 and they have to foreclose and the current market value of the house has dropped to $200,000 and the bank sells the house for $200,000 the BANK MAKES $200,000 not looses $100,000. Thats why most of what is going on is not a BANKING problem but a fiddle diddle problem. And by the way banks do not do the repairs on the foreclosed properties before they are sold they are sold as "fixer uppers" and all "as is", what you see is what you get.

ronaldo comments on OUCH! nuclear subs go 'bump' in the night.

Can some one tell me if there are any "Amateur Of The Year" medals that we can bestow on these two clowns in command of these submarines?

ronaldo comments on

The number 4 Lablanc Mirabeau is exactly like mine except mine is "Candy Apple Red". I wish.

ronaldo comments on Repeal of Cuba Travel Ban for Americans Up for Vote

There is no ban on travel to Cuba by American Citizens and never has been. The only ban is spending money in Cuba, which has the same effect. An American has always been able to travel to Cuba, it was just illegal to spend your money there.

ronaldo comments on

Tone Loc Won't you be working on commission if you will be selling Real Estate? You say that you have experience in Real Estate Business, did you not work on commission where you worked before? If so. what rate did you get there?

ronaldo comments on Liberal Compassion

Who is Walter E Williams?