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Maybe this is borderline 'offtopic', but I would hope that the post be left up for a day to get a response or two.
I am sure that many if not all of the US Expats living in Colombia have been watching the news lately regarding the Democrats attempt to provide medical coverage for all Americans. I don't want to get into a discussion about this topic because it is such a hot button now and I am not that versed on the complexities.
What I am concerned about is this...I am a retired Expat and I have Blue Cross & Blue Shield medical care from the U.S. It is far better than anything (anything) in Colombia. I pay about $380usd each month and using it is fairly simple. If Obamacare is passed (and it looks less and less likely each day), what will happen to us? Has anyone hard or read anything? Will we lose our private medical insurance or will we be required to use Obamacare.
I get confused be all of this crap and what people say. For example, it is known that Medicare and Medicaid are crap and cost too much per patient than private insurance. Massachusetts has Kennedycare and it is crap, and Canada has Kanukcare and they are probably going to go to a two tier system of Kanukcare and private insurance.
Any thoughts? This kind of thing could have an impact on where expats choose to live and maybe Colombia will no longer be that place which would just crush me personally.
By Rikito on Jul 21, 2009, 06:09 in Friendly Talkzone.
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dwmte7 says on Jul 21, 2009, 06:19: it's still pretty much a mystery. unfortunately, the president is pressing too hard to expidite the issue...wanting an up or down by aug 1st. the complicity and problems involved are gigantic and need much more time to resolve. then compounding the issue are representatives and senators who make politics out of the whole issue, retarding resolution even further. there are so many issues that need to be resolved and the congressmen need to focus on these and leave the political maneuvering out of the fray. it's a blow by blow issue right now as they're not focused on the issues right now, rather, they spend more time fighting and accusing each other and nothing really gets done. the congress needs to grow up and stop thinking about their votes and the president needs to take the pressure off of them to resolve this gigantic problem in a couple of weeks. it took 45 years to create the mess and they're not going to do a satisfactory job of reworking it in six months. patriarch 0 funny, 0 helpful. |
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Rikito says on Jul 21, 2009, 06:38: "...the congress needs to grow up..." Please, you and I know that will never happen. After all it is just too much fun spending money you do not have and then blaming everyone else for the problem. I laugh every time Rangel gets up to speak about taxing the wealthy more. Hell he doesn't even bother to pay his own taxes. ...and so it goes 0 funny, 1 helpful. |
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lpdiver says on Jul 21, 2009, 07:03: I find it very difficult to believe that you cannot find a better policy in Colombia. Remember what the monkey says, "Fuck money it's free" 0 funny, 0 helpful. |
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stephen_aubrey says on Jul 21, 2009, 07:07: I would guess this has no effect on you,I am from Canada and as soon as Canadians leave the country they are not " Most people talk a lot, few are up for the moment" 0 funny, 0 helpful. |
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durito2 says on Jul 21, 2009, 10:00: You will be able to keep your current coverage and the price will likely drop.
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aztec says on Jul 21, 2009, 10:05: durito2, With all due respect I don't believe that!
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Rikito says on Jul 21, 2009, 10:06: lpdiver and azunoman. Plan is Colombia do not cover pre-existing conditions, I am also over 65, and I am a big person at 6'3" and 245 lbs I am considered obese here. I had ColSanitas for a cup of coffee and they completely sucked. You do not get good doctors unless they are signed up on your medical plan. My dentist who is a Colombian and U.S. trained will not use Col Saniats because like most Colombia insurance they pay doctors a minimum. lpdiver your profile doesn't show that you have ever lived in Colombia or any other country except the U.S. so I will limit my comment. If you look at health care in other countries the U.S. stands head and shoulders ahead of almost any other country like Canada, UK, South America, France. There is just nothing to compare. The Middle East has good insurance but questionable medical providers. You will always get better care with private insurance than the crap that the UK forces on its citizens and the U.S. are trying to force down your throat. ...and so it goes 0 funny, 0 helpful. |
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Mononoke28 says on Jul 21, 2009, 10:08: I think you're confused about the proposal the Obama Administration has made regarding healthcare coverage. What he is proposing is an alternate type of coverage that will be more affordable to most people living in the US. It will not replace any existing healthcare systems, coverages, insurances, whatever you choose to call them. It's another option. You may stay with what you have, in this case Blue Cross Blue Shield, but if you choose not to, you can opt to go with his new proposed coverage. Diana 0 funny, 0 helpful. |
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durito2 says on Jul 21, 2009, 10:18: "nutin In the last month he has run up medical bills of over $100,000 to cure his bout with Hodgkin's lymphoma cancer, chemo, "
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viajero123 (☼Travelguide writer) says on Jul 21, 2009, 10:29: What insurance is that azunoman?
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Mononoke28 says on Jul 21, 2009, 10:42: ronrumron says on Jul 21, 2009, 10:18 (today): Diana 0 funny, 0 helpful. |
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lpdiver says on Jul 21, 2009, 11:40: Rikito, Remember what the monkey says, "Fuck money it's free" 0 funny, 0 helpful. |
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theflatline says on Jul 21, 2009, 13:19: IP, Legaleez for Complete Morons - A book for gringos in Colombia for who think they understand the nature of the law in a country where they cannot speak the language. 0 funny, 0 helpful. |
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lpdiver says on Jul 21, 2009, 13:20: Well I am curious as to whether someone with preexisting conditions could carry a policy for say two years then be covered. Remember what the monkey says, "Fuck money it's free" 0 funny, 0 helpful. |
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wollersheim says on Jul 21, 2009, 17:04: Stephen Aubrey
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lampltr says on Jul 21, 2009, 17:20: With this Socialized Obamacare, Medicare and Medicaid as we know it will be out the window...Private insurance would be phased out in addition to much more....Need to read the fine print on this bill that is hoped to be passed before their break.
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larryrn says on Jul 21, 2009, 17:42: I cancelled my Blue Cross Blue Shield and now have Coomeva and EPS from Coomeva. This insurance is much better than BCBS and covers me since I live here full time. Why would you want to continue to pay for BCBS if you live here?? I am just curious.. Larry Your Source for Nursing CEUs - www.RN.ORG - www.RNCE.US - www.EnfermeriaSite.com - www.Enfermeria.US 0 funny, 0 helpful. |
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Corey3368 says on Jul 21, 2009, 18:03: Really a question geared my Human Resource Dept or my Ins. carrier (Anthem BCBS) but maybe someone has some experience with this situation. Does Anthem BCBS cover any expenses in Colombia? Do they possible have a program to use their ins. in Colombia. I am a State Employee and will have full coverage for my spouse, son and myself at no charge when I retire in 3 1/2 years. We plan on moving to Colombia in 4 years. I assume I will have to purchase a policy in Colombia but was wondering if my Ins. from the US would cover anything in Colombia. Also is it possible to obtain prescription drugs from my Ins. in the US and have them shipped to Colombia (Example medication for Diabetes).
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aposantos says on Jul 21, 2009, 19:34: The majority of U.S. veterans have health insurance available in the Veterans.Administration system for free, or for very little at most. Required to make a visit to the States, however still a viable option. .
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kramer says on Jul 22, 2009, 08:23: Yes, under most of the existing proposals, your private health insurance is affected and is in danger in the long term.
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Rikito says on Jul 22, 2009, 09:17: Mononoke28 but why is the new healthcare system going to cost trillions of dollars. Why are Democrats abandoning Obamacare? I have heard what you said and it sounds good, but if it is so good why is everyone bitching about the cost? There has to be some sort of catch 22 if I stay with BC/BS. I don’t understand, but then again I never understood my first wife either. ...and so it goes 0 funny, 0 helpful. |
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E-Man says on Jul 22, 2009, 13:56: Here are my thoughts:
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Mononoke28 says on Jul 22, 2009, 14:17: Rikito says on Jul 22, 2009, 09:17 (today): flag Diana 0 funny, 0 helpful. |
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Corey3368 says on Jul 22, 2009, 18:33: Thanks Rikito for helping with my question. really appreciate it!
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aztec says on Jul 23, 2009, 03:19: GovernmentCare’s Assault on Seniors
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Aji1 says on Jul 23, 2009, 06:10: Obama is using a tried and true Bush tactic. Deploy the smoke, deploy the mirrors, and ram it through before anyone can make heads or tails out of what the result and effect may truly be. Sad the emphasis is not on crafting a good product, but about how to polish a turd and do so quickly. I know not what course others may take; but as for me, give me liberty or give me death! 0 funny, 0 helpful. |
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E-Man says on Jul 23, 2009, 09:59: Obama's math in terms of the cost to cover this care does not add up:
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E-Man says on Jul 23, 2009, 09:59: Obama's math in terms of the cost to cover this care does not add up:
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Mononoke28 says on Jul 23, 2009, 14:45: I seriously don't think he wants this done in three weeks. I do however think that he wants Congress to stop focusing so much about their summer break rather than the issue itself. Put the pressure on so they can get to work, but if you say "nah, we can do it later" it'll never get done. Procrastination is a horrible waste. Diana 0 funny, 0 helpful. |
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ColombianoGringo (Moderator) (Trustee board) (☼Travelguide writer) says on Jul 23, 2009, 15:45: Good topic, but we'll be moving it into off topic in a bit. I'm so hip, I have difficulty seeing over my pelvis. 0 funny, 0 helpful. |
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katwhiskers says on Jul 23, 2009, 16:54: I miss the wonderful sound of silver coins in my pocket, abolish the Federal Reserve and bring back real money. 0 funny, 0 helpful. |
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Chriscan (☼Travelguide writer) says on Jul 23, 2009, 17:03: Hopefully Colombia will follow. Private medicare is huge business and it takes guts and balls to stand up to the propaganda machine. Every country with a public system has a few winy ultra rich people but the majority always have a firm voice to keep it. It takes a strong public to keep health care public too. The private industry's PR dogs are well trained and ruthless. Beam me up Scotty; No intelligent life here. 0 funny, 0 helpful. |
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kramer says on Jul 23, 2009, 23:07: If this health care reform were actually serious about lowering costs instead of rushing through a law to socialize a large part of the economy, for starters, there would be talk about changing the ridiculous malpractice lottery system (1/3 of which goes to lawyers). When a surgeon is paying $180K per year for malpractice insurance before he opens the doors for patients, who pays? Plus the even larger cost of defensive medicine.
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aztec says on Jul 24, 2009, 02:47: How Obama Stumbled on Health Care
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Aji1 says on Jul 24, 2009, 08:18: I thought this was interesting, and not off topic since it is these same politicians that are trying to "help" get the US health care system to a "new and improved" status. I know not what course others may take; but as for me, give me liberty or give me death! 0 funny, 0 helpful. |
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lpdiver says on Jul 24, 2009, 15:02: If a surgeon is paying $180,000 dollars per year in malpractice insurance he does not have a very good track record and probably should not be practicing at all. Remember what the monkey says, "Fuck money it's free" 0 funny, 0 helpful. |
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