Credit Card Fraud ....follow up to previous thread

vicshere says on Aug 18, 2007, 17:12:

I just cant understand why in a 3 weeks period all this newbies come out of nowhere professing they have lived in Colombia for 2, 3, 4, 7, 8 years.....and the first post is bitching about Colombia...do I smell a troll AGAIN... I think I have been ere long enough to smell em....... and if not a troll...where were they over those years to provide us with such good hands on experience...or where you just waiting all those years for something bad to happen to you for you to bitch about....anyway I say troll

listo

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panthdave says on Aug 18, 2007, 17:13:

I wouldn't waste my time...Credit Card reimburses fraudelent charges based on Mastercard/Visa Regulations and let them recover there funds which they will thru the banks they deposited those funds into that account...Credit Card is a business so let there fraud dept. do the work..that is the whole reason you have a credit card is having protection..I will not stop using my card because I don't have to carry large amounts of cash....Most vendors like that then don't have to worry about conterfeit Pesos/Dollars well established businesses that can absorb the merchant fees...

ATM Fraudelent withdrawals little bit more hassle but you will recover your funds after investigation Yes I do take precaution when I do my ATM withdrawals during the day at an established inside ATM with Security Cameras and Guard...Then the ATM Card stays in apartment but carry my Credit Card and Some Cash when roaming around..

panthdave Miami

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Lily03 says on Aug 18, 2007, 19:21:

Morrongo- I am very sorry to hear that..it sucks big time. Specially the hassle to deal with the bank.

Vics- no one is bitchin or complaining about Colombia. As far as I am concerned..so far this site is to share experiences and opions of my Country isnt that right?
As far as I am concerned..I just wanted to aware people that this is happening, true maybe many of you knew about it but it doesnt hurt to remind and be extra careful. That's all folks.. :)

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Morrongo says on Aug 18, 2007, 19:23:

Vicshere...If you read my email this is not a Bitch about Colombia, it was only a piece of advice and at the same time, you never know somebody might know of, or had dealings with Viajes Galleon Medellin. I am so sorry I do not know what a Troll is?.
You also seem very interested in my credentials , as a resident of Colombia and what I have being doing all those years!

I have spent over two years living in Buenaventura in Barrios llama Transformacion , Kennedy,Bolivar, working for two different charities. In that time I have had, some great experiences ,good ones, bad ones.It has been en lighting. I now live in Cali .Now I am in my house I have more time to explore the Internet. To be honest I never seen too many extranjeros in Buenaventura ,apart from the few that travelled there for curiosity or Internet girlfriends to pass on the information about this site.
I am sorry you think I have been waiting years for something bad to report.The good news is that I am going back to Buenaventura next month and I cordially invite you to come with me,where you can experience first hand what bad things can happen on a daily basis, I can guarantee your great experience in smelling TROLLS (whatever they are) will be of no use to you.

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Miguel_Clavo says on Aug 18, 2007, 19:28:

Its a really, really, really, really big world out there Dorothy........ya think they all log on to PBH? or even know or care to know about PBH? living in a bubble has its downfalls......thanks for the info Morrongo about Aviators, as i have never used them........i would hope that North America is better represented in Colombia than the handful of them living in Colombia...there are exeptions to that statement, obviously.....but only a few...=)

the Paranoia spreads......=)

"I would rather die living life, than to live a dying life."........ Oh, and my PM is always ON. Great Bumper Sticker: "Home of the Free, Because of the Brave"

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vicshere says on Aug 18, 2007, 19:46:

yea right a board poster who doesn't know what a troll is ....come on....I ask again morrongo why haven't you ever poster in almost 8 years of living in Colombia not one post?

listo

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Morrongo says on Aug 18, 2007, 20:28:

Vicshere,,,I am sorry you think that way, I am sure it would not take me long to find out.but to be honest ,i do not care..Miguel_Clavo explained very well, its a really really big World out there....I ve just been concentrating on other things apart from slanging off someone that in good faith thought some information might be of value.PBH is a great site , very informative,I have learnt alot already, having past 8 years here, does not automatically make you a member or know all there is to know.Again I invite you to come with me where PBH is as significant as a bow tie on a rat.

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miamimike says on Aug 18, 2007, 22:47:

Morrongo, Thanks for the Info! I see nothing in your OP that disses Colombia either, just good general info that could be of use in ANY country. I imagine there are many who read PBH but don't bother posting, for whatever reason. A friend of mine in Bogota has read PBH for close to 6 years but does not post as of yet!

"Wait a minute. What did you just say? You're predicting $4-a-gallon gas? That's interesting. I hadn't heard that." -- Feb. 28, 2008 --George W. Bush, Washington, D.C.

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Aaron21 says on Aug 18, 2007, 23:43:

LOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOL!

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nico2 says on Aug 19, 2007, 01:19:

sorry guys ... I'm new here too, read the post and found it interesting. I do have one questions: what the hell is a troll?
Last one I saw was blasting his way through a door trying to kill frodo baggins and his friends. I guess experience here will help me learn the jargon. Nico

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t-wiz says on Aug 19, 2007, 02:40:

I'm also an avid reader but have never posted and really appreciate all the info along with lots of laughs. tw

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miamimike says on Aug 19, 2007, 05:51:

NICO2--Internet "TROLL"

< a href="http://en.wikipedia.org/wiki/Internet_troll">http://en.wikipedia.org/wiki/Internet_troll

"Wait a minute. What did you just say? You're predicting $4-a-gallon gas? That's interesting. I hadn't heard that." -- Feb. 28, 2008 --George W. Bush, Washington, D.C.

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miamimike says on Aug 19, 2007, 05:52:

http://en.wikipedia.org/wiki/Internet_troll

"Wait a minute. What did you just say? You're predicting $4-a-gallon gas? That's interesting. I hadn't heard that." -- Feb. 28, 2008 --George W. Bush, Washington, D.C.

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miamimike says on Aug 19, 2007, 05:53:

TRoll:In the context of internet culture, an internet troll, or simply troll in Internet slang, is someone who intentionally posts messages about sensitive topics constructed to cause controversy in an online community such as an online discussion forum or USENET groups in order to bait users into responding.[1] They may also plant images and data on networks that others may find disturbing in order to cause confrontation.

More specifically a troll is an insult or accusation made against a poster. It would be highly unusual for any internet poster to claim the title of troll[citation needed], rather a community member may try to deflate a post that is controversial or thought provoking by referring to it as a “troll�. In usage troll is more of an insult like "jerk".

To call someone a troll is to say that any dispute over a post is not valid not because the issues raised are not valid, but to claim the intent of the poster invalidates the post. As a speech act the term troll is generally used as an ad hominem argument, attacking the poster rather than the content or issues of the post.

"Wait a minute. What did you just say? You're predicting $4-a-gallon gas? That's interesting. I hadn't heard that." -- Feb. 28, 2008 --George W. Bush, Washington, D.C.

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panthdave says on Aug 19, 2007, 05:56:

Thanks Mike...How is it on the Beach today...Seems awesome weather this morning here in Aventura..

panthdave Miami

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vicshere says on Aug 19, 2007, 06:58:

well humm lets look at the original post
1)he has lived 2 years crime free out of four....so some other crime or crimes has happen to him in the past 3 or 4 years...so OP why didn't you report to us these pit falls for to watch out for
2)he's says he used a new card never used before....a brand new card with 20,000$ credit limit woow not bad for a limit on a new card....and if its a Colombian card...with 40,000,000..even more wooow which bank are you using I need to know cause I want one of them to
3)he managed to take more than 40,000,000 in 8 days....don't know what company it was but which stupid company would allow charges of that kind of money in 8 days especially when charges are coming from Colombia...earlier this year I did a cash advance on my M/C (Canadian Card) here at my bank for 2,000,000....which is well under my limit....anyway I was given the money no problem....the next day my brother gets a message in Toronto from M/C....that there was unusual activity on my card in Colombia and they are sending a new cards to my mailing address....this is normal procedure for all credit card companies a human doesn't do this its a computer program that picks up on weird card movements......and if it was a Colombia credit card.....I don't know their procedures but I doubt very much they would allow that kind of movement on a card
so again I ask what's wrong with this picture

listo

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Morrongo says on Aug 19, 2007, 08:08:

It wasn't my intention of entering into a debate over my posting,but have pleasure in en lighting you again vicshere.
1. yes i have been subjected to crime here, Peru , Ecuador and like I ve said before, if you are not a member or do not know about the site it is a bit difficult to post. I hope you now understand this point!
2. The card was new yes, but the company I was with merged with CITI bank, my credit stayed the same just a new card and number was given.
3. Here at last we can agree,this was my point , why did the Company let these withdrawals go through and for so much, be allowed before it was flagged? On many occasions different cards of mine have been flagged on cash withdrawals and the company have phoned me to check these were genuine(yes they always phone me) , so i was surprised at the amount of the fraud, their explication was the change over of companies but vicshere you are right they were stupid ,fortunately they paid for their mistake.
No it was not a Colombia credit card,I do not use banks here if I can help it, for the many reasons that have been already posted on this site,if it was a Colombia card I do not believe the fraud would be been so great.That's why I posted ,because was obvious that my card being foreign was singled out for this fraud.
Vicshere there is nothing wrong with this picture, its just your glasses,I thank miamimike for his definition of a TROLL and can say quite openly now, that if you are the troll police you might think of a career change.You are wrong to challenge my motives..on saying that ....all the best and take care
if it will make you sleep better at night I can email the fraud sheet with the transcations with pleasure, direct to you for your troll investigations!

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RAAAY says on Aug 19, 2007, 08:38:

Morrongo.................................I had my wallet taken in New York one night...........the card company told me to piss off...........the would not re-imburse the many charges on one of the cards used................I had to do the investigation myself.................anyway...........the guy used it to check into a hotel............I got a copy of HIS bill................he had made several calls to escort agencies and bought an airline ticket...........after getting a copy of the ticket from the airline........the card company eventually believed me and re-imbursed the whole thing.................it took me weeks and a lot of hassel in the investigation..................
Actually...............I should have gotten VICSHARE to do the investigation...............he's a f--kin genuis......................

.........Its useless to argue with ignorance

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Morrongo says on Aug 19, 2007, 09:09:

Your right RAAAY.I wonder if their are making a new Pink Panther film? and it has been casted yet?

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BAQ says on Aug 19, 2007, 09:54:

No problems in Colombia, REMEMBER. Everything is safe, your big american motorcycle, NO ONE WANTS TO STEAL IT, your credit cards, NOT TO WORRY, NO FRAUD OR CRIME HERE, just come on down and be happy. hahaha

Semper Fidelis !

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panthdave says on Aug 19, 2007, 10:02:

Raaay out of curiosity what bank was that?????? Fraud is fraud...they can't just say they don't believe you.. after getting your receipts which they need to request from the merchants..and they need to do an investigation...assuming he used your id in the wallet and practiced your signature from the ID..and guy looked just like you...If it was an substantial amount would of hired an attorney right away.

That is amazing..Raaay...

panthdave Miami

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Miguel_Clavo says on Aug 19, 2007, 10:53:

Troll Police:

"I would rather die living life, than to live a dying life."........ Oh, and my PM is always ON. Great Bumper Sticker: "Home of the Free, Because of the Brave"

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goin_south says on Aug 19, 2007, 14:14:

you need: LIFELOCK!

'what does it mean, when one of you (colombians) tell another: YOU WERE NOT/ARE NOT. 'COLOMBIAN ENOUGH'?? jejeje..a mixture, I think, of stupidity mixed with a false sense of arrogance.. How 'colombian' do you have to be? to be 'colombian enough

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miamimike says on Aug 19, 2007, 16:38:

Panthdave-the Beach is nice, went for a swim by Northshore Park(collins&88 st) near Surfside ast night as a matter of fact,,,North Beach

"Wait a minute. What did you just say? You're predicting $4-a-gallon gas? That's interesting. I hadn't heard that." -- Feb. 28, 2008 --George W. Bush, Washington, D.C.

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brad216 says on Aug 19, 2007, 18:01:

The worst part of credit card fraud is that it really can't be stopped and it's a pain in the culo. Not many people might know this but if you have an American credit card and it's stolen overseas, expect lots of paperwork for the next year or so. If the theif knows what they are doing, there's no way to stop use of the credit card if they keep all transactions under $100 usd. My sister had her card stolen in Barcelona 2 years ago and is still receiving fraudulant statements even though the card has been closed for 2 years. They keep charging about 80-90 usd on the card and there's no way for the merchant to know it's a bad card because it doesn't receive an authorization overseas for under $100. My sister has not had any problems with the credit card company, but once a month she has to fill out a new fraud claim form. The credit card company said it will keep happening until the expiration date on the card.

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goin_south says on Aug 19, 2007, 18:22:

Hey brad216, I was serious about www.lifelock.com.
I'm not sure if it protects against the case if your cr cards are stolen, but it IS AGAINST... Identity Theft. Which somehow, I'm thinking go hand-in-hand and are 'integrally' connected.
Look into it.
If this company were publicly traded (I'm not sure yet, if it is or not), I'd put 'all my eggs in that basket'.

'what does it mean, when one of you (colombians) tell another: YOU WERE NOT/ARE NOT. 'COLOMBIAN ENOUGH'?? jejeje..a mixture, I think, of stupidity mixed with a false sense of arrogance.. How 'colombian' do you have to be? to be 'colombian enough

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goin_south says on Aug 19, 2007, 18:24:

I don't know how it works, but I heard about it on the radio.
The owner has his SS# up there on the homepage.
I think it's $10/month, $1,000,000.00 policy to pay in the case the system fails.
I think the guy is pretty confident.

'what does it mean, when one of you (colombians) tell another: YOU WERE NOT/ARE NOT. 'COLOMBIAN ENOUGH'?? jejeje..a mixture, I think, of stupidity mixed with a false sense of arrogance.. How 'colombian' do you have to be? to be 'colombian enough

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panthdave says on Aug 19, 2007, 18:28:

That can't be true I go to a restaurant in Colombia or Exito and charge that day and go home and go on the computer I can see the pending authorizations already the same day reducing my credit line or account balance..There pending auth's but they hit the card already...and will post in about two days... The charges your talking about are merchants that still do not call in an auth or get an pos auth.. and just submit the paperwork to there local bank..so they can get an authorization..Something is wrong there...if the local bank cannot get an authorization they will deposit the funds in the merchants account..so your credit card bank because your account is closed cannot give an auth.. Something is wrong there...I had my Amex stolen..and they were trying to hit the card for about two months Amex told me..but of course Amex would not give the local merchant any funds nor an authorization.....

Something is wrong..I would definitely talk to the Credit Card Bank Manager or an attorney to write the Credit Card bank a letter...There are Visa/Mastercard International Regulations on Fraud...you can call them too...they have reps..

panthdave Miami

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goin_south says on Aug 19, 2007, 18:54:

How do you guys... get your cr cards stolen???
Here or there... 3 things I keep 'next to my heart' at all times:
passport, wallet, keys
So far, so good, and that's with a serious distraction hanging on my arms.
knock on de wood.

'what does it mean, when one of you (colombians) tell another: YOU WERE NOT/ARE NOT. 'COLOMBIAN ENOUGH'?? jejeje..a mixture, I think, of stupidity mixed with a false sense of arrogance.. How 'colombian' do you have to be? to be 'colombian enough

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panthdave says on Aug 19, 2007, 19:09:

Me one night drunk lost my Amex years ago don't carry Credit Cards anymore on drinking nights..only cash...Since then everything has been okay..


I am just a clicker on Banks I don't let them tell me no bullshit..Hate them.. they think they have power..bullcrap..Your the customer and I let them deal with the problems..I also make sure I read the fine print on fraud before signing up on account what is my liability and how that works with that bank..

panthdave Miami

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RAAAY says on Aug 19, 2007, 21:00:

panthdave says on Sunday August 19th, 2007 10:02:

Raaay out of curiosity what bank was that??????



.....................it was a Diners Club

.........Its useless to argue with ignorance

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panthdave says on Aug 20, 2007, 09:17:

Those asses...Citicorp...

panthdave Miami

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