beware with the ATMs

vicshere says on Feb 26, 2007, 13:01:

kat just this month up in Cucata they found a gang who was placing a fake covering on the ATMS where you slide your card into....this fake device spits your cards back out after you put your pass code in...it takes a picture of your card and your password....an hour later the gang comes and retrieves the covering...and you know the rest



listo
"con mucho gusto"
Vic

listo

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kat1 (Moderator) says on Feb 26, 2007, 13:03:

My mum told me the same, I think they done this to my two cards.

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RUV says on Feb 26, 2007, 13:08:

Did you have any problems getting reimbursed by the bank?

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kat1 (Moderator) says on Feb 26, 2007, 13:12:

It is going to be very difficul I don't think they can't do nothing, my mum is going to complaing to the bank in Colombia the one here in the UK can't do nothing about.

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miamimike says on Feb 26, 2007, 13:15:

In Miami they nailed a South American Gang From Venezuela who slip one of these fake covers over the real ATM. These guys were operating in Kendall, Brickell, Coral Gables, South Beach ect. When you pass your Legit ATM card thru this appuratus, it scans the Magnetic data Tape on the Back of the card. It is said someone may have been nearby or close by with a pair of Binoculars to watch as you enter your PIN# ; with this, they got you and your $$$! They fabricate a new blank ATM card with your encoded data on the new card's magnetic strip and then KA-Ching, that sweet cash register sound as they suck the $$$ out of your account! Cover that keyboard when you are punching in those numbers! If someone is too close behind you, I ask them to move back or simply cancel my transaction and go to another location. Sorry to hear of your trouble Kat! You Bank isn't holding you responsible are they?

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miamimike says on Feb 26, 2007, 13:16:

Here in Miami Bank of America Doesn't Hold The Legit Customer responsible or if they do at all, maybe its only for the first $50 stolen!

My Avatar-- Sarah Palin Says " "You know the difference between a pit bull and a hockey mom?? Lipstick!" Now on a Short Verbal Tether by the Honorable John McCain

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vicshere says on Feb 26, 2007, 13:19:

hey Kat I would get your mother to make a formal complaint at SIJN (spelling)
with that get it translated into English and present it to the bank I am pretty sure you will be reimbursed...I know at my bank in Canada that would be the case

listo
"con mucho gusto"
Vic

listo

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miamimike says on Feb 26, 2007, 13:36:

Another group of South American Scammers here in Miami placed a "Closed Sign" on the real ATM drive thru of one of the local miami banks and then set up their own portable ATM mounted on a trailer in the Bank parking lot! Once you inserted the CArd into their ATM and you keyed in your PIN, their machine returned the card with a message like "unable to finish transaction" Now they have the Card Info and your PIN and they make new cards and again KA-Ching, that Sweet Sound as they empty your account! They are inventive in Miami! Less dangerous then selling dope or holding up people! After a few hours they simply hook it up to the Hitch and tow it to a new location for more of the KA-Ching! LOL

My Avatar-- Sarah Palin Says " "You know the difference between a pit bull and a hockey mom?? Lipstick!" Now on a Short Verbal Tether by the Honorable John McCain

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juancegomez says on Feb 26, 2007, 13:46:

Here's a short overview/example of irregularities to look for In Spanish (though there are a couple of photos):

http://www.unal.edu.co/noticias/noticias_18_20051018.htm
xxxx://www.unal.edu.co/documentos/detalles18_20051018.pdf

Check the PDF file, as I've added some xxxx to the link above.

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miamimike says on Feb 26, 2007, 13:59:

Juance that is some Cool Info; I animated your links,, http://www.unal.edu.co/noticias/noticias_18_20051018.htm


http://www.unal.edu.co/documentos/detalles18_20051018.pdf

My Avatar-- Sarah Palin Says " "You know the difference between a pit bull and a hockey mom?? Lipstick!" Now on a Short Verbal Tether by the Honorable John McCain

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juanalejo says on Feb 26, 2007, 14:10:

Cards in ATMs I may be wrong but most of ATM´s in Colombia will not keep the card while doing the transaction, that at least includes ATM´s from Bancolombia-Conavi, Davivienda, ATH, Servibanca. So if the pin is asked before the card is handed back then there is something wrong.

Kat, your bank has be able and do something it is their bank card. I used my Bancolombia card in Zara Covent Garden about six months ago and got over 700 pounds worth credited into my account that night. Bancolombia realized something was wrong (half of the purchases were done in Lisbon and Madrid) and cancelled my card, sent me an e-mail and two days later I got my 700 pounds credited back. Their insurance covered it all.

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Lisa Zee says on Feb 26, 2007, 14:17:

Use the ATM inside the bank! When using it at the market, use the ATM as a credit card. I never used my pin #, they think it is a credit card.
And be careful if you withdraw a lot of cash, sometimes they will follow you!.

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ecco says on Feb 26, 2007, 14:25:

Hello again!

Yes, I remember hearing about this last year in the UK, even where I lived in the south in a not particularly big town. As miamimike says above it's a fit on device that goes over the real slot. I've never seen one myself but a friend did in the high-street. Luckily it was before he put his card in but he did say it just looked a bit out of place, and as he was also aware of the scam he actually managed to pry it off before handing it in. So at least you could always try the same if in doubt.

I hope you get recompensated.

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Gator says on Feb 26, 2007, 14:45:

Conavi quickly took care of us with a reimbursement.

"Brevior Sltare Cum Deformibus Mulieribus Est Vita!" .

"Credidi pretio parvo emere et magno vendere tibi in animo fuisse!" .

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kat1 (Moderator) says on Feb 26, 2007, 14:56:

I don't think i will get my money back.
Juanalejo i had two English card while in Colombia I was taking out money out of one more than the other and my bank blocked it, I called the bank and they said it was because they saw unusable activities in my account. but the other one the bank never did anything I am glad they didn't have time to take a lot in total they took out 150 pounds. I found out as soon as my statement arrived and I saw the transactions. with the other English card it been fine so far but I am going to cancel it anyway just in case.

with the Colombian card I will let you know the outcome, my mum is going to investigated there.

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pedro says on Feb 26, 2007, 15:54:

Travel insurance? Kat, I don't suppose you had travel insurance? If so, you may want to check the policy and see if they cover anything like this.

que nota!

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Lowell says on Feb 26, 2007, 16:25:

ATM's I've got about 6 different ATMs that I visit. I'm familiar with the looks of all of them. All are in well populated areas and may be a bit harder to tamper with. Even when I use them I'm always cautious of any delays, no receipts....... If my gut says no go, I'm out in a flash. Every time I use the ATMs, I return home to check my account on the internet. Even when not using my ATM card during a particular week I check my account every other day. Colombian hackers are well trained and clever.

Alfred E. Newman. "What. Me Worry?"

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Peter (Moderator) says on Feb 26, 2007, 16:31:

Waiting for an ATM in Bogota I saw a man whipe the keypad clean after using it - perhaps there's also a trick to get your code by spraying something on the keypad to see your fingerprints or something?

Poor but snappy

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webmanco says on Feb 26, 2007, 21:04:

Fraude Electrónico Whenever I need to transfer money overseas or buy USD I go downtown. Where I most do wired transfer is England. And for internet transactions I only do it on my own PC. Althout the new numeric pad from Bancolombia is almost safe to do it from any computer, for a theft to hack he/she will need pixel readers or something alike.






The less money I put in the Bank the better. I like paying cash whenever posible.

...A yo, déjenme queto y no me jodan má! ...

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poco says on Feb 26, 2007, 22:15:

A sucker is born every minute and two to take him Webmamco stated something that I knew a long time BEFORE being in Colombia and it is worth remembering. I used this method over 10 years ago, great for getting administrative passwords from unsuspecting MIS guy "fixing" my computer. Ahhh, the good o' days.

I'd say there is a great chance of someone getting your vital information off a public computer.

One of the main tools of theft is a simple piece of software that has been around since the beginning of computers.

Keystroke savers.

Very simple. EVERYTHING a person types on the keyboard is SAVED in a file. The owner of the computer sees you using the machine and simply copies the file, looks to see what you've typed and BINGO, instant access if you've been looking at your bank account, Email not so bad. Not just Colombia but everywhere.

Keystroke savers can be remotely loaded on your HOME computer and accessed remotely. A "virus" threat that is becoming more common.

Yep, I'd never use a public computer, never. I wouldn't sleep well.

"When you men get home and face an anti-war protester, look him in the eyes and shake his hand. Then, wink at his girlfriend, because she knows she's dating a pussy." Quote - General Tommy Franks

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Lowell says on Feb 27, 2007, 06:03:

ATMs and computers My wife taught me to scramble a bunch of numbers in the keyboard before leaving the ATM. The fingerprint idea may be a good one too. Don't know if either are helpful.

In my computer I never use an automatic sign on for yahoo..... Elimate all bulk mail, log off quickly when visiting sensitive sites....

Alfred E. Newman. "What. Me Worry?"

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Lowell says on Feb 27, 2007, 06:05:

computers Yep, forget the public computers. If I have to use one, I create a new name for communications and no business whatsoever.

Alfred E. Newman. "What. Me Worry?"

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kat1 (Moderator) says on Feb 27, 2007, 06:28:

the banks should have some atm's inside so nobody can tampered with them. I would take all the money that I need for the day in one go, and not messing around on street atm's

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elmodefoque says on Feb 27, 2007, 06:47:

kat, every morning i pulled 200 mil from my local citibank in barranquilla. I returned late afternoon and pulled another 200 mil. Never had any problem.
What you need is a guy like me to take care a una mamasita como tu.

PROUD ENEMY OF THE RIGHT WING!!!!!! THANK YOU!

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sandramoreno80 says on Feb 27, 2007, 06:58:

Kat
I don't see whay your Kat

I don't see whay your bank will refuse this. Both my sister and Dad have had their card "cloned" here in the UK, but this was before chip and pin. Both HSBC and Barclays contacted them over these unusual transactions (it was in areas they had never been to before) and they gave them the money back and issued new cards.

But this is a real problem, here in the UK its been cornered especially by Sri Lankan and Albanian criminal gangs. They put the cover on over the cash machine and fit a camara to record your pin number. Then they put it on any plastic card and take money out using your pin.

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sandramoreno80 says on Feb 27, 2007, 09:37:

If I have read correctly one was a UK card and the other was a Colombian card?

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ujay says on Mar 9, 2007, 03:47:

ATM fraud. You fail to mention how exactly you think your card has been cloned.
Do you remember having put the card in an ATM that didn't give you any money? The way they get your funds from the ATM is by use of a fake device mounted on top where your card goes in. And an overhead camera records your pin.

Obviously if it didn't give you any money you should remember putting your card into one of these rigged ATMS. The other method they use is the following: I've known people with bank accounts in the U.S where the ATM card and pin has been sent via the mail to Bogota. Worst thing you can do. Someone at the mail room or possibly even in customs intercepts these ATM cards regularly then just wait for the PIN to arrive. Now the U.S requires activation of a new card in the U.S. which just shows how elaborate this fraud is. As they get it activated before they begin the ATM runs in Colombia.

Once activated they get this card and pin to an accomplice in Colombia who hurries to the ATM daily and withdraws to the max until the account is dry. People have lost thier life savings like this. Banks have not responded either in these situations. So those are two ways the crooks do this.

1) A device mounted on the machine with a camera overhead. Quite lame really as one can cover the keys and get suspicious if the ATM is acting up and not dispensing any money or keeps your card. But still people get done by this method all the time.

2) They intercept mail of the new ATM cards and PINS sent from abroad to your Colombia residence. There are no other ways of doing it that I'm aware of as far as getting your funds from the ATM. Oh and er scopolamine too. But that's another story.

http://www.jukelightning.com

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kat1 (Moderator) says on Mar 9, 2007, 06:03:

I didn't know how it happened, i was so unaware of my surrounding, but the odd thing is, my mum sent me the bank statements, I was checking these and I noticed that money was taking out like 6 times on the same day and only small amounts like 10.000, then 20,000 and back to 10,000 I ask why bother to go to the same atm to withdraw just little amounts, why not take a big amount in one go? and if you know villavo, you will know that usually the atm's are in town center, then why this person bother to come to the same atm 6 time in day from where ever he lives, i wonder if the bank is involved too? my mum is still doing some enquieres there.

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gringolondinense says on Mar 9, 2007, 06:06:

poor Kat!! meeeeeoooooooowwwwwwwwwwwwwww!!

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kat1 (Moderator) says on Mar 9, 2007, 06:14:

yeahhhhhhhhh poor meeeeeeeeee arggggggggggggggggggggggggg

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